When choosing an advisor, many of our clients have interviewed the "best of the best" – Schwab’s Thomas Partners, Fidelity's  high net-worth managed accounts, several high-end local advisors (fee only and commission). But they chose us over all them because, as one client put it, “He didn’t feel like a number, or like we try to fit him into a bucket like everyone else”. 

We work with managed accounts as the other do, but our accounts are far less risky with much better performance. We use Alternatives Assets, not the funds and ETFs called “Alts” but real Alts like REITs, Real Estate Limited Partnerships, leasing programs, oil drilling income and tax-shelter programs, private senior secured debt, and private equity closed end funds, as well as fixed and variable annuities. 

When the stock market is in sell-off mode, clients call to thank us because their Alts may be paying as much income as 6-12% regardless of markets. Our Alts, being non-liquid and non-correlated, typically don’t plunge with the markets. 

Regarding annuities, we work with with a variable annuity company which offers over 100 investment options, many of which have outpaced Schwabs best. This annuity also guarantees that you can’t ever lose future income, and your income rachets up with the funds growth. A Death Benefit option also rachets up with fund growth.

How do I explain that other than “…There are Alternatives”